If you have a dream landscape plan in mind and just don't have the cash to finance it all at once, there's no reason to wait or spread your project out over years. With our preferred payment program for homeowners, you can complete your entire outdoor landscape or improvement now rather than later.
We have partnered with a leading financial organization to provide attractive landscape improvement loans with low monthly payments and, in some cases, interest-free same as cash financing. Your good credit can help you live that outdoor dream now.
Financing your landscape design project actually makes good sense. With interest rates continuing to remain at historical lows, borrowing money can be a smart alternative to using your cash reserves. The actual cost to borrow money in today's financial environment is so low, you can reap the rewards in increased home value and personal enjoyment of your new space. It’s an impressive return on your investment!
According to industry experts, including the staff at Money Magazine, a professional landscape design has the potential to return as much as 200 percent when you sell your home. Good landscaping can add up to 28 percent to overall home value, says landscape economist John Harris. Even taking your landscaping from “good” to “excellent,” in terms of design, condition, and placement, can add another 7 percent or so to a home’s value, according to a Clemson University study of homes in Greenville, S.C.
Here's what the experts have to say:
Landscaping can significantly increase your home’s value and selling price. And, it’s the one home improvement that actually appreciates over time as the landscaping matures.
Wall Street Journal
Landscaping gives you a recovery value of up to 200 percent on your investment—compared to a recovery value of just 75-125 percent for a kitchen remodel and 80-120 percent\ for a bathroom.
This Old House Magazine
Landscaping can increase the value of your property by as much as 20 percent if it is done well.
The Society of Real Estate Appraisers Survey
99 percent agree that good landscaping actually causes homes to sell more quickly.
Michigan State University study
High-quality, professional landscaping adds more value than almost any other home renovation.
Clemson University report
Quality, professional landscaping could increase the resale price of a home by up to 11.3 percent higher than its asking price.
All of us like the idea of being surrounded by beauty, but landscape projects also make strategic sense. In addition to being a smart investment and aesthetically pleasing they will:
- Reduce energy costs by keeping your home cooling
- Minimize wear and tear on your air conditioning and heating equipment
- Dampen unwanted noise
- Expand the livable space of your home
- Create new functional areas
With home loans being more readily available in recent month, lenders tend to look favorably on landscape design. If you are building a new home, don't just settle for contractor grade landscaping ... many lenders will allow home buyers to include the cost of landscaping in their new mortgages. Landscaping projects also are approved for home equity loans and cash-out refinances. Given the huge upside to these projects, lenders typically view them as lower risk.
When you compare low monthly payments for other things you spend your money on each month, the design decision becomes easier to make. You can create a backyard retreat similar to a vacation spot for less than the cost some family gym memberships.